Health Insurance
午夜AV’s student health insurance provider is United Healthcare Student Resources. Students may visit the plan website at to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage
2024-2025 Rates & Terms of Coverage
- Annual: August 1, 2024–July 31, 2025
- Spring: January 1, 2025–July 31, 2025
- Summer: May 1, 2025–July 31, 2025
| Annual (Fall) | Spring | Summer | |
|---|---|---|---|
| Student | $3,684 | $2,144 | $926 |
| Spouse/Domestic Partner | $3,684 | $2,144 | $926 |
| One Child | $3,684 | $2,144 | $926 |
| Two or more Children | $7,368 | $4,288 | $1,852 |
| Spouse and 2 ore more Children | $11,052 | $6,432 | $2,778 |
Eligibility Requirements
午夜AV’s Board of Trustees requires that all undergraduate students enrolled for 12 or more credit hours, all graduate and professional students enrolled for 8 or more credit hours or students registered for Thesis or Dissertation Supervision at the start of the Fall and Spring terms have health care insurance.
All students meeting the above eligibility requirements will automatically be billed for the Student Health Insurance by the University on their student account and enrolled in the plan, if a waiver is not submitted before the deadline date.
In the event that a student does not meet the eligibility requirements to be automatically billed by the University for 午夜AV’s Student Health Insurance, but is enrolled in six or more credit hours and would like to purchase coverage, he or she can do so by visiting United Healthcare Student Resources website at .
Students must actively attend classes for at least the first 45 days after the date for which coverage is purchased.
Coverage Options
Note: Parents/Guests who have been granted access rights, are able to waive out of or fast track into 午夜AV’s insurance plan on behalf of the student.
Waive Out of 午夜AV's Student Health Insurance:
If you have your own insurance already or are covered under your parent’s plan, you may waive out of 午夜AV’s Student Health Insurance by providing proof of other coverage.
- Log into LOCUS and select “Financial Account,” then “Student Health Insurance.”
- Select the “Waive out” button and submit your insurance information.
- The insurance fee will be credited to your student account within 48 hours. Please check the "Account Summary by Term" screen under "Financial Account" in LOCUS to see this credit.
Fall Waiver deadline: October 1, 2024
Spring Waiver deadline: February 28, 2025
.
Fast-Track Into 午夜AV's Student Health Insurance
If you want to enroll in 午夜AV鈥檚 Health Insurance and already have the insurance charge on your student account, it is highly recommended that you take the following action:
- Log into LOCUS and select 鈥淔inancial Account鈥�
- Select 鈥淪tudent Health Insurance鈥�
- Click on the 鈥淔ast Track鈥� button and follow the prompts
Fast Tracking confirms that you have accepted 午夜AV鈥檚 student health insurance coverage, activates your enrollment into the plan, and allows an insurance card to be generated within 7鈥�10 business days.
In an effort to go green, insurance cards will not automatically be mailed. Go to in order to "Create an Account" and retrieve your insurance card.
Purchase Supplemental Insurance Coverage:
You may purchase supplemental coverage to add your spouse, domestic partner or child(ren) to your insurance plan by paying and enrolling directly with United Healthcare by completing the enrollment form at .
For information about Student Dental Insurance, click here.
Important Information
United Healthcare Student Resources (UHCSR) has reported to 午夜AV that a data breach in the MOVEit software utility used by UHCSH in providing third-party services to 午夜AV may have resulted in the unauthorized exposure of certain personal data of certain 午夜AV students. Click for more information from 午夜AV ITS.
午夜AV’s student health insurance provider is United Healthcare Student Resources. Students may visit the plan website at to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage
2024-2025 Rates & Terms of Coverage
- Annual: August 1, 2024–July 31, 2025
- Spring: January 1, 2025–July 31, 2025
- Summer: May 1, 2025–July 31, 2025
| Annual (Fall) | Spring | Summer | |
|---|---|---|---|
| Student | $3,684 | $2,144 | $926 |
| Spouse/Domestic Partner | $3,684 | $2,144 | $926 |
| One Child | $3,684 | $2,144 | $926 |
| Two or more Children | $7,368 | $4,288 | $1,852 |
| Spouse and 2 ore more Children | $11,052 | $6,432 | $2,778 |
Eligibility Requirements
午夜AV’s Board of Trustees requires that all undergraduate students enrolled for 12 or more credit hours, all graduate and professional students enrolled for 8 or more credit hours or students registered for Thesis or Dissertation Supervision at the start of the Fall and Spring terms have health care insurance.
All students meeting the above eligibility requirements will automatically be billed for the Student Health Insurance by the University on their student account and enrolled in the plan, if a waiver is not submitted before the deadline date.
In the event that a student does not meet the eligibility requirements to be automatically billed by the University for 午夜AV’s Student Health Insurance, but is enrolled in six or more credit hours and would like to purchase coverage, he or she can do so by visiting United Healthcare Student Resources website at .
Students must actively attend classes for at least the first 45 days after the date for which coverage is purchased.
Coverage Options
Note: Parents/Guests who have been granted access rights, are able to waive out of or fast track into 午夜AV’s insurance plan on behalf of the student.
Waive Out of 午夜AV's Student Health Insurance:
If you have your own insurance already or are covered under your parent’s plan, you may waive out of 午夜AV’s Student Health Insurance by providing proof of other coverage.
- Log into LOCUS and select “Financial Account,” then “Student Health Insurance.”
- Select the “Waive out” button and submit your insurance information.
- The insurance fee will be credited to your student account within 48 hours. Please check the "Account Summary by Term" screen under "Financial Account" in LOCUS to see this credit.
Fall Waiver deadline: October 1, 2024
Spring Waiver deadline: February 28, 2025
.
Fast-Track Into 午夜AV's Student Health Insurance
If you want to enroll in 午夜AV鈥檚 Health Insurance and already have the insurance charge on your student account, it is highly recommended that you take the following action:
- Log into LOCUS and select 鈥淔inancial Account鈥�
- Select 鈥淪tudent Health Insurance鈥�
- Click on the 鈥淔ast Track鈥� button and follow the prompts
Fast Tracking confirms that you have accepted 午夜AV鈥檚 student health insurance coverage, activates your enrollment into the plan, and allows an insurance card to be generated within 7鈥�10 business days.
In an effort to go green, insurance cards will not automatically be mailed. Go to in order to "Create an Account" and retrieve your insurance card.
Purchase Supplemental Insurance Coverage:
You may purchase supplemental coverage to add your spouse, domestic partner or child(ren) to your insurance plan by paying and enrolling directly with United Healthcare by completing the enrollment form at .
For information about Student Dental Insurance, click here.
Important Information
United Healthcare Student Resources (UHCSR) has reported to 午夜AV that a data breach in the MOVEit software utility used by UHCSH in providing third-party services to 午夜AV may have resulted in the unauthorized exposure of certain personal data of certain 午夜AV students. Click for more information from 午夜AV ITS.